/* Fintech Mate B.V. — main stylesheet */
:root{
  --navy-900:#060d1f; --navy-800:#0b1630; --navy-700:#12224a; --navy-600:#1b3166;
  --teal:#19d3b5; --teal-dark:#0fa58d; --gold:#f5b942; --coral:#ff7a59; --sky:#4aa8ff;
  --ink:#0d1526; --muted:#5b6b86; --line:#e3e8f2; --bg:#f6f8fc; --white:#fff;
  --radius:18px; --shadow:0 20px 50px -20px rgba(6,13,31,.35);
  --max:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:'Sora','Inter',sans-serif;line-height:1.15;letter-spacing:-.02em}
a{color:inherit;text-decoration:none}
img,svg{max-width:100%;display:block}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 24px}

/* ---------- Header ---------- */
.header{position:fixed;inset:0 0 auto 0;z-index:50;transition:background .3s,box-shadow .3s,padding .3s;padding:20px 0}
.header.scrolled{background:rgba(6,13,31,.92);backdrop-filter:blur(12px);box-shadow:0 8px 30px rgba(0,0,0,.25);padding:12px 0}
.header.light{background:rgba(6,13,31,.96)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;font-family:'Sora',sans-serif;font-weight:700;font-size:1.15rem;letter-spacing:.02em}
.logo-mark{width:38px;height:38px;border-radius:11px;background:linear-gradient(135deg,var(--teal),var(--sky));display:grid;place-items:center;color:var(--navy-900);font-weight:800;font-size:.95rem}
.logo small{display:block;font-size:.62rem;font-weight:500;letter-spacing:.25em;color:rgba(255,255,255,.55);margin-top:-2px}
.menu{display:flex;align-items:center;gap:32px;list-style:none}
.menu a{color:rgba(255,255,255,.78);font-size:.95rem;font-weight:500;transition:color .2s;position:relative}
.menu a:hover,.menu a.active{color:#fff}
.menu a.active::after{content:"";position:absolute;left:0;right:0;bottom:-6px;height:2px;border-radius:2px;background:var(--teal)}
.menu .btn{color:var(--navy-900)}
.burger{display:none;background:none;border:0;cursor:pointer;width:40px;height:40px;position:relative}
.burger span{position:absolute;left:8px;right:8px;height:2px;background:#fff;border-radius:2px;transition:.3s}
.burger span:nth-child(1){top:13px}.burger span:nth-child(2){top:19px}.burger span:nth-child(3){top:25px}
.burger.open span:nth-child(1){top:19px;transform:rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){top:19px;transform:rotate(-45deg)}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 26px;border-radius:999px;font-weight:600;font-size:.95rem;transition:transform .2s,box-shadow .2s,background .2s;cursor:pointer;border:0}
.btn-primary{background:var(--teal);color:var(--navy-900)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 12px 30px -10px var(--teal)}
.btn-ghost{background:rgba(255,255,255,.08);color:#fff;border:1px solid rgba(255,255,255,.2)}
.btn-ghost:hover{background:rgba(255,255,255,.15)}
.btn-dark{background:var(--navy-900);color:#fff}
.btn-dark:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.btn-sm{padding:10px 20px;font-size:.88rem}

/* ---------- Hero ---------- */
.hero{position:relative;min-height:100vh;display:flex;align-items:center;background:var(--navy-900);color:#fff;overflow:hidden;padding:140px 0 100px}
.hero::before{content:"";position:absolute;inset:0;background:
  radial-gradient(700px 500px at 85% 20%,rgba(25,211,181,.22),transparent 60%),
  radial-gradient(600px 500px at 10% 90%,rgba(74,168,255,.18),transparent 60%)}
.hero-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:60px 60px;mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%)}
.hero .container{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.8rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--teal);margin-bottom:22px}
.eyebrow::before{content:"";width:28px;height:2px;background:currentColor}
.hero h1{font-size:clamp(2.4rem,5.2vw,4.2rem);font-weight:700;margin-bottom:24px}
.grad{background:linear-gradient(90deg,var(--teal),var(--sky));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p.lead{font-size:1.15rem;color:rgba(255,255,255,.72);max-width:560px;margin-bottom:36px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px}
.hero-visual{position:relative;height:480px}
.orbit{position:absolute;inset:0;display:grid;place-items:center}
.orbit-ring{position:absolute;border:1px dashed rgba(255,255,255,.15);border-radius:50%}
.orbit-ring.r1{width:420px;height:420px;animation:spin 40s linear infinite}
.orbit-ring.r2{width:280px;height:280px;animation:spin 25s linear infinite reverse}
.orbit-core{width:150px;height:150px;border-radius:40px;background:linear-gradient(135deg,var(--teal),var(--sky));display:grid;place-items:center;font-family:'Sora';font-weight:800;font-size:2.6rem;color:var(--navy-900);box-shadow:0 0 80px rgba(25,211,181,.45);transform:rotate(-8deg)}
.orbit-chip{position:absolute;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);backdrop-filter:blur(10px);padding:14px 18px;border-radius:14px;font-size:.85rem;display:flex;gap:12px;align-items:center;animation:float 6s ease-in-out infinite}
.orbit-chip b{display:block;font-size:.95rem}
.orbit-chip span.ic{width:36px;height:36px;border-radius:10px;display:grid;place-items:center;font-size:1.1rem}
.orbit-chip.c1{top:30px;left:0}.orbit-chip.c2{top:70px;right:-10px;animation-delay:1.5s}
.orbit-chip.c3{bottom:60px;left:10px;animation-delay:3s}.orbit-chip.c4{bottom:20px;right:20px;animation-delay:4.5s}
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
.scroll-cue{position:absolute;bottom:28px;left:50%;transform:translateX(-50%);color:rgba(255,255,255,.5);font-size:.75rem;letter-spacing:.2em;text-transform:uppercase;display:flex;flex-direction:column;align-items:center;gap:8px}
.scroll-cue::after{content:"";width:1px;height:40px;background:linear-gradient(var(--teal),transparent)}

/* ---------- Sections ---------- */
section{padding:110px 0}
.section-head{max-width:720px;margin-bottom:60px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head.center .eyebrow{justify-content:center}
.section-head h2{font-size:clamp(2rem,3.6vw,2.8rem);margin-bottom:18px}
.section-head p{color:var(--muted);font-size:1.08rem}
.bg-soft{background:var(--bg)}
.bg-dark{background:var(--navy-900);color:#fff}
.bg-dark .section-head p{color:rgba(255,255,255,.65)}

/* stats strip */
.strip{background:var(--navy-800);color:#fff;padding:46px 0;border-top:1px solid rgba(255,255,255,.06)}
.strip .container{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.strip-item{display:flex;gap:16px;align-items:center}
.strip-item .n{font-family:'Sora';font-size:1.25rem;font-weight:700;color:var(--teal)}
.strip-item p{font-size:.9rem;color:rgba(255,255,255,.65)}

/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;transition:transform .3s,box-shadow .3s,border-color .3s}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.card .icon{width:54px;height:54px;border-radius:15px;display:grid;place-items:center;margin-bottom:22px;font-size:1.5rem}
.card h3{font-size:1.2rem;margin-bottom:10px}
.card p{color:var(--muted);font-size:.97rem}
.i-teal{background:rgba(25,211,181,.13);color:var(--teal-dark)}
.i-sky{background:rgba(74,168,255,.13);color:var(--sky)}
.i-gold{background:rgba(245,185,66,.16);color:#c88a10}
.i-coral{background:rgba(255,122,89,.14);color:var(--coral)}

/* project showcase */
.project{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center;margin-bottom:120px}
.project:last-child{margin-bottom:0}
.project.reverse .project-visual{order:2}
.tag{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;padding:7px 14px;border-radius:999px;margin-bottom:18px}
.tag-sun{background:rgba(245,185,66,.16);color:#b97c05}
.tag-bank{background:rgba(74,168,255,.14);color:#1c7fe0}
.project h3{font-size:clamp(1.9rem,3vw,2.5rem);margin-bottom:8px}
.project .sub{font-size:1.1rem;font-weight:600;color:var(--muted);margin-bottom:20px}
.project p.desc{color:var(--muted);margin-bottom:26px}
.ticks{list-style:none;display:grid;gap:12px;margin-bottom:32px}
.ticks li{display:flex;gap:12px;align-items:flex-start}
.ticks li::before{content:"✓";flex:0 0 24px;height:24px;border-radius:50%;background:rgba(25,211,181,.15);color:var(--teal-dark);font-size:.75rem;font-weight:800;display:grid;place-items:center;margin-top:1px}
.project-visual{position:relative;border-radius:28px;min-height:460px;overflow:hidden;display:grid;place-items:center}
.pv-sun{background:linear-gradient(160deg,#ffd27a 0%,#ff9a6b 45%,#2bb5c9 100%)}
.pv-bank{background:linear-gradient(160deg,var(--navy-700),var(--navy-900))}
.badge-first{position:absolute;top:22px;left:22px;background:#fff;color:var(--ink);padding:10px 16px;border-radius:12px;font-size:.8rem;font-weight:700;box-shadow:var(--shadow);display:flex;gap:8px;align-items:center;z-index:3}

/* phone mockup */
.phone{width:240px;height:480px;background:#0b1020;border-radius:38px;padding:12px;box-shadow:0 40px 80px -20px rgba(0,0,0,.5);position:relative;z-index:2}
.phone-screen{width:100%;height:100%;background:#fff;border-radius:28px;overflow:hidden;display:flex;flex-direction:column}
.phone-notch{position:absolute;top:12px;left:50%;transform:translateX(-50%);width:90px;height:22px;background:#0b1020;border-radius:0 0 14px 14px;z-index:3}
.ps-top{background:linear-gradient(135deg,#ff9a6b,#ffbe5c);color:#fff;padding:38px 16px 16px}
.ps-top small{opacity:.85;font-size:.68rem}
.ps-top b{display:block;font-family:'Sora';font-size:1rem}
.ps-body{padding:14px;flex:1;display:flex;flex-direction:column;gap:10px;background:#fbfaf7}
.beach{display:grid;grid-template-columns:repeat(5,1fr);gap:6px;padding:10px;background:#f4e7cf;border-radius:12px}
.bed{height:22px;border-radius:5px;background:#fff;border:1.5px solid #e6d3ad}
.bed.taken{background:#ffb8a3;border-color:#ff8f70}
.bed.sel{background:var(--teal);border-color:var(--teal-dark)}
.ps-row{display:flex;justify-content:space-between;align-items:center;background:#fff;border-radius:10px;padding:9px 11px;font-size:.7rem;box-shadow:0 2px 8px rgba(0,0,0,.05)}
.ps-row b{font-size:.74rem}
.ps-btn{margin-top:auto;background:var(--navy-900);color:#fff;text-align:center;padding:11px;border-radius:12px;font-size:.75rem;font-weight:700}
.float-card{position:absolute;background:#fff;border-radius:14px;padding:12px 14px;box-shadow:var(--shadow);font-size:.78rem;display:flex;gap:10px;align-items:center;z-index:3;animation:float 6s ease-in-out infinite}
.float-card .ic{width:32px;height:32px;border-radius:9px;display:grid;place-items:center}
.float-card b{display:block;font-size:.82rem}
.float-card small{color:var(--muted)}

/* bridge visual */
.bridge{width:88%;position:relative;z-index:2}
.bridge svg{width:100%;height:auto}

/* timeline / process */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:step}
.step{position:relative;padding:30px 26px;border-radius:var(--radius);background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.09)}
.step::before{counter-increment:step;content:"0" counter(step);font-family:'Sora';font-weight:700;font-size:2.2rem;color:var(--teal);opacity:.9;display:block;margin-bottom:14px}
.step h4{font-size:1.1rem;margin-bottom:8px}
.step p{color:rgba(255,255,255,.62);font-size:.93rem}

/* tech pills */
.pills{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}
.pill{padding:12px 22px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:600;font-size:.92rem;display:flex;align-items:center;gap:10px}
.pill i{width:9px;height:9px;border-radius:50%;background:var(--teal);display:inline-block}

/* CTA */
.cta{background:linear-gradient(135deg,var(--navy-700),var(--navy-900));color:#fff;border-radius:30px;padding:70px;display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center;position:relative;overflow:hidden}
.cta::after{content:"";position:absolute;right:-120px;top:-120px;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(25,211,181,.35),transparent 70%)}
.cta h2{font-size:clamp(1.8rem,3vw,2.5rem);margin-bottom:14px}
.cta p{color:rgba(255,255,255,.7)}
.cta .actions{display:flex;gap:14px;justify-content:flex-end;flex-wrap:wrap;position:relative;z-index:1}

/* contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px}
.contact-info h3{font-size:1.6rem;margin-bottom:14px}
.contact-info p{color:var(--muted);margin-bottom:30px}
.ci-item{display:flex;gap:16px;align-items:center;margin-bottom:20px}
.ci-item .icon{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:rgba(25,211,181,.13);color:var(--teal-dark);font-size:1.2rem}
.ci-item small{display:block;color:var(--muted);font-size:.8rem}
.ci-item b{font-weight:600}
form.contact{background:#fff;border:1px solid var(--line);border-radius:24px;padding:40px;box-shadow:var(--shadow)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{margin-bottom:18px}
.field label{display:block;font-size:.85rem;font-weight:600;margin-bottom:8px}
.field input,.field select,.field textarea{width:100%;padding:14px 16px;border:1.5px solid var(--line);border-radius:12px;font:inherit;font-size:.95rem;transition:border-color .2s,box-shadow .2s;background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 4px rgba(25,211,181,.15)}
.field textarea{min-height:130px;resize:vertical}
.form-note{font-size:.82rem;color:var(--muted);margin-top:14px}
.form-success{display:none;padding:14px 16px;border-radius:12px;background:rgba(25,211,181,.12);color:var(--teal-dark);font-weight:600;margin-top:16px}

/* page hero (subpages) */
.page-hero{background:var(--navy-900);color:#fff;padding:170px 0 100px;position:relative;overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 400px at 80% 0%,rgba(25,211,181,.2),transparent 60%)}
.page-hero.sun::before{background:radial-gradient(700px 420px at 80% 0%,rgba(245,185,66,.28),transparent 60%),radial-gradient(500px 400px at 0% 100%,rgba(255,122,89,.18),transparent 60%)}
.page-hero.bank::before{background:radial-gradient(700px 420px at 80% 0%,rgba(74,168,255,.28),transparent 60%),radial-gradient(500px 400px at 0% 100%,rgba(25,211,181,.15),transparent 60%)}
.page-hero .container{position:relative;display:grid;grid-template-columns:1.2fr .8fr;gap:50px;align-items:center}
.page-hero h1{font-size:clamp(2.3rem,4.6vw,3.6rem);margin-bottom:20px}
.page-hero p.lead{font-size:1.12rem;color:rgba(255,255,255,.72);margin-bottom:30px;max-width:600px}
.crumbs{font-size:.85rem;color:rgba(255,255,255,.5);margin-bottom:22px}
.crumbs a:hover{color:#fff}
.fact-box{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:22px;padding:30px;backdrop-filter:blur(8px)}
.fact-box dl{display:grid;gap:18px}
.fact-box dt{font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.5)}
.fact-box dd{font-weight:600;font-size:1.02rem}

/* split feature */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.split h2{font-size:clamp(1.8rem,3vw,2.4rem);margin-bottom:18px}
.split p{color:var(--muted);margin-bottom:18px}

/* modules (3 apps) */
.modules{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.module{border-radius:24px;padding:36px;color:#fff;position:relative;overflow:hidden;min-height:300px;display:flex;flex-direction:column}
.module h3{font-size:1.4rem;margin:16px 0 10px}
.module p{opacity:.82;font-size:.95rem;margin-bottom:18px}
.module ul{list-style:none;margin-top:auto;display:grid;gap:8px;font-size:.9rem}
.module ul li::before{content:"→ ";opacity:.7}
.module .mlabel{font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;opacity:.75}
.m1{background:linear-gradient(150deg,#ff9a6b,#f5b942)}
.m2{background:linear-gradient(150deg,#12224a,#1b3166)}
.m3{background:linear-gradient(150deg,#0fa58d,#2bb5c9)}

/* flow diagram */
.flow{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;align-items:stretch}
.flow-step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px 20px;text-align:center;position:relative}
.flow-step:not(:last-child)::after{content:"→";position:absolute;right:-14px;top:50%;transform:translateY(-50%);color:var(--teal-dark);font-weight:800;z-index:2}
.flow-step .icon{font-size:1.8rem;margin-bottom:10px}
.flow-step h4{font-size:1rem;margin-bottom:6px}
.flow-step p{font-size:.85rem;color:var(--muted)}

/* footer */
.footer{background:var(--navy-900);color:rgba(255,255,255,.7);padding:80px 0 30px}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;margin-bottom:50px}
.footer h5{color:#fff;font-size:.95rem;margin-bottom:18px;font-family:'Sora'}
.footer ul{list-style:none;display:grid;gap:10px;font-size:.93rem}
.footer ul a:hover{color:var(--teal)}
.footer .about p{margin:18px 0;font-size:.93rem;max-width:340px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:26px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.85rem}

/* reveal animation */
.reveal{opacity:0;transform:translateY(30px);transition:opacity .8s ease,transform .8s ease}
.reveal.in{opacity:1;transform:none}

/* ---------- Responsive ---------- */
@media (max-width:1024px){
  .hero .container,.page-hero .container,.project,.split,.contact-grid,.cta{grid-template-columns:1fr}
  .project.reverse .project-visual{order:0}
  .hero-visual{height:420px}
  .cards,.modules{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .flow{grid-template-columns:1fr 1fr}
  .flow-step::after{display:none}
  .strip .container{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .cta .actions{justify-content:flex-start}
}
@media (max-width:760px){
  section{padding:80px 0}
  .container{padding:0 16px}
  .burger{display:block}
  .menu{position:fixed;inset:70px 16px auto 16px;flex-direction:column;align-items:stretch;gap:0;background:var(--navy-800);border-radius:18px;padding:12px;box-shadow:var(--shadow);opacity:0;pointer-events:none;transform:translateY(-10px);transition:.25s}
  .menu.open{opacity:1;pointer-events:auto;transform:none}
  .menu li a{display:block;padding:14px 16px}
  .menu a.active::after{display:none}
  .menu .btn{justify-content:center;margin-top:8px}
  .hero-visual{display:none}
  .cards,.modules,.steps,.flow,.strip .container,.form-row,.footer-grid{grid-template-columns:1fr}
  .cta{padding:40px 26px}
  form.contact{padding:26px}
  .project-visual{min-height:400px}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}